#mt-morningtalk{
    --mt-navy:#092f55;
    --mt-blue:#185891;
    --mt-green:#2f8f68;
    --mt-ink:#15283a;
    --mt-muted:#66778a;
    --mt-soft:#f4f7fa;
    --mt-line:#dce5ed;
    --mt-white:#fff;
    --mt-gold:#c89b33;
    color:var(--mt-ink);
    background:#fff;
  }
  #mt-morningtalk *{box-sizing:border-box}
  #mt-morningtalk .mt-container{width:min(1180px,calc(100% - 36px));margin:0 auto}

  #mt-morningtalk .mt-hero{
    background:linear-gradient(145deg,#f4f8fb,#eef5f9);
    border-bottom:1px solid var(--mt-line);
    padding:64px 0 58px;
  }
  #mt-morningtalk .mt-hero-grid{
    display:grid;
    grid-template-columns:minmax(0,1.18fr) minmax(330px,.82fr);
    gap:48px;
    align-items:center;
  }
  #mt-morningtalk .mt-kicker{
    display:inline-flex;
    align-items:center;
    gap:8px;
    margin:0 0 13px;
    text-transform:uppercase;
    letter-spacing:.12em;
    font-size:.76rem;
    line-height:1.2;
    font-weight:850;
    color:var(--mt-blue);
  }
  #mt-morningtalk .mt-kicker:before{
    content:"";
    width:22px;
    height:2px;
    border-radius:2px;
    background:linear-gradient(90deg,var(--mt-blue),var(--mt-green));
  }
  #mt-morningtalk .mt-title{
    margin:0 0 18px;
    max-width:780px;
    color:var(--mt-navy);
    font-size:clamp(2.65rem,5.7vw,4.8rem);
    line-height:1.02;
    letter-spacing:-.045em;
    font-weight:850;
  }
  #mt-morningtalk .mt-lead{
    margin:0;
    max-width:760px;
    color:#53687a;
    font-size:1.13rem;
    line-height:1.68;
  }
  #mt-morningtalk .mt-meta-row{
    display:flex;
    flex-wrap:wrap;
    gap:9px;
    margin-top:25px;
  }
  #mt-morningtalk .mt-meta-pill{
    display:inline-flex;
    align-items:center;
    min-height:34px;
    padding:7px 11px;
    border:1px solid #d6e1e9;
    border-radius:999px;
    background:rgba(255,255,255,.78);
    color:#34536d;
    font-size:.86rem;
    font-weight:800;
  }
  #mt-morningtalk .mt-hero-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:25px}
  #mt-morningtalk .mt-primary-link{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    min-height:44px;
    padding:11px 17px;
    border-radius:10px;
    background:var(--mt-navy);
    color:#fff;
    font-weight:850;
    text-decoration:none;
  }
  #mt-morningtalk .mt-primary-link:hover{background:#123f69;text-decoration:none}

  #mt-morningtalk .mt-event-card{
    position:relative;
    overflow:hidden;
    border-radius:22px;
    background:var(--mt-navy);
    color:#fff;
    padding:30px;
    box-shadow:0 18px 44px rgba(9,47,85,.15);
  }
  #mt-morningtalk .mt-event-card:before{
    content:"";
    position:absolute;
    left:0;
    right:0;
    top:0;
    height:5px;
    background:linear-gradient(90deg,var(--mt-blue),var(--mt-green),var(--mt-gold));
  }
  #mt-morningtalk .mt-event-label{
    margin:0 0 16px;
    color:#a8c4dc;
    text-transform:uppercase;
    letter-spacing:.12em;
    font-size:.72rem;
    font-weight:850;
  }
  #mt-morningtalk .mt-event-card h2{
    margin:0 0 22px;
    color:#fff;
    font-size:1.55rem;
    line-height:1.15;
  }
  #mt-morningtalk .mt-event-list{display:grid;gap:0;margin:0}
  #mt-morningtalk .mt-event-row{
    display:grid;
    grid-template-columns:78px minmax(0,1fr);
    gap:13px;
    padding:13px 0;
    border-top:1px solid rgba(255,255,255,.14);
  }
  #mt-morningtalk .mt-event-row:first-child{border-top:0;padding-top:0}
  #mt-morningtalk .mt-event-row:last-child{padding-bottom:0}
  #mt-morningtalk .mt-event-row dt{margin:0;color:#9fb7ca;font-size:.78rem;font-weight:800}
  #mt-morningtalk .mt-event-row dd{margin:0;color:#fff;font-size:.94rem;font-weight:750;line-height:1.5}

  #mt-morningtalk .mt-main{
    background:#fff;
    padding:58px 0 78px;
  }
  #mt-morningtalk .mt-main-grid{
    display:grid;
    grid-template-columns:minmax(260px,.72fr) minmax(0,1.28fr);
    gap:34px;
    align-items:start;
  }
  #mt-morningtalk .mt-side{
    display:grid;
    gap:18px;
  }
  #mt-morningtalk .mt-side-card{
    border:1px solid var(--mt-line);
    border-radius:18px;
    background:#fff;
    padding:24px;
    box-shadow:0 7px 25px rgba(9,47,85,.045);
  }
  #mt-morningtalk .mt-side-card h2,
  #mt-morningtalk .mt-form-card h2{
    margin:0 0 13px;
    color:var(--mt-navy);
    font-size:1.65rem;
    line-height:1.15;
  }
  #mt-morningtalk .mt-side-card p{margin:0;color:#586c7e;line-height:1.68}
  #mt-morningtalk .mt-side-list{display:grid;gap:12px;margin:18px 0 0;padding:0;list-style:none}
  #mt-morningtalk .mt-side-list li{
    position:relative;
    padding-left:24px;
    color:#435a6e;
    line-height:1.55;
  }
  #mt-morningtalk .mt-side-list li:before{
    content:"";
    position:absolute;
    left:2px;
    top:.58em;
    width:8px;
    height:8px;
    border-radius:50%;
    background:var(--mt-green);
  }
  #mt-morningtalk .mt-location-card{
    border-left:4px solid var(--mt-gold);
    background:#fffaf0;
    box-shadow:none;
  }
  #mt-morningtalk .mt-location-label{
    display:block;
    margin-bottom:8px;
    color:#8a6517;
    text-transform:uppercase;
    letter-spacing:.1em;
    font-size:.72rem;
    font-weight:850;
  }
  #mt-morningtalk .mt-location-text{color:#344c60;font-weight:750;line-height:1.65}

  #mt-morningtalk .mt-form-card{
    border:1px solid var(--mt-line);
    border-radius:20px;
    background:#fff;
    padding:30px;
    box-shadow:0 12px 34px rgba(9,47,85,.07);
  }
  #mt-morningtalk .mt-form-intro{margin:0 0 24px;color:var(--mt-muted);line-height:1.6}
  #mt-morningtalk .mt-required{color:#9d332d}
  #mt-morningtalk .mt-form-grid{
    display:grid;
    grid-template-columns:repeat(2,minmax(0,1fr));
    gap:18px;
  }
  #mt-morningtalk .mt-span-2{grid-column:1/-1}
  #mt-morningtalk .mt-field-label{
    display:grid;
    gap:7px;
    color:#263d52;
    font-size:.9rem;
    font-weight:800;
  }
  #mt-morningtalk .mt-input,
  #mt-morningtalk .mt-select,
  #mt-morningtalk .mt-textarea{
    display:block;
    width:100%;
    min-width:0;
    margin:0;
    border:1px solid #cbd7e1;
    border-radius:10px;
    background:#fff;
    color:var(--mt-ink);
    font:inherit;
    font-weight:500;
    padding:12px 13px;
    outline:none;
    box-shadow:none;
  }
  #mt-morningtalk .mt-input,
  #mt-morningtalk .mt-select{min-height:46px}
  #mt-morningtalk .mt-textarea{min-height:116px;resize:vertical}
  #mt-morningtalk .mt-input:focus,
  #mt-morningtalk .mt-select:focus,
  #mt-morningtalk .mt-textarea:focus{
    border-color:var(--mt-blue);
    box-shadow:0 0 0 3px rgba(24,88,145,.1);
  }
  #mt-morningtalk .mt-consent{
    display:flex;
    align-items:flex-start;
    gap:11px;
    margin:0;
    padding:14px 15px;
    border:1px solid #e0e7ed;
    border-radius:11px;
    background:#fbfcfd;
    color:#4b5f70;
    font-size:.88rem;
    font-weight:600;
    line-height:1.55;
  }
  #mt-morningtalk .mt-consent input{
    flex:0 0 auto;
    width:17px;
    height:17px;
    margin:2px 0 0;
    accent-color:var(--mt-navy);
  }
  #mt-morningtalk .mt-submit-row{
    display:flex;
    align-items:center;
    justify-content:space-between;
    gap:18px;
    margin-top:2px;
  }
  #mt-morningtalk .mt-submit{
    display:inline-flex;
    align-items:center;
    justify-content:center;
    min-height:48px;
    border:1px solid var(--mt-navy);
    border-radius:10px;
    background:var(--mt-navy);
    color:#fff;
    padding:12px 18px;
    font:inherit;
    font-weight:850;
    cursor:pointer;
  }
  #mt-morningtalk .mt-submit:hover{background:#123f69}
  #mt-morningtalk .mt-form-note{max-width:340px;color:#788794;font-size:.8rem;line-height:1.45}
  #mt-morningtalk .mt-message{margin:0 0 22px;border-radius:12px;padding:15px 17px;font-weight:750;line-height:1.5}
  #mt-morningtalk .mt-success{background:#eaf7ef;border:1px solid #a8d6b9;color:#164f2c}
  #mt-morningtalk .mt-warning{background:#fff6df;border:1px solid #e2c978;color:#6e5312}
  #mt-morningtalk .mt-hp{position:absolute!important;left:-10000px!important;width:1px!important;height:1px!important;overflow:hidden!important}

  @media(max-width:920px){
    #mt-morningtalk .mt-hero-grid,
    #mt-morningtalk .mt-main-grid{grid-template-columns:1fr}
    #mt-morningtalk .mt-event-card{max-width:680px}
    #mt-morningtalk .mt-side{grid-template-columns:1fr 1fr}
  }
  @media(max-width:680px){
    #mt-morningtalk .mt-container{width:min(100% - 24px,1180px)}
    #mt-morningtalk .mt-hero{padding:46px 0 42px}
    #mt-morningtalk .mt-title{font-size:clamp(2.35rem,12vw,3.5rem)}
    #mt-morningtalk .mt-event-card{padding:24px}
    #mt-morningtalk .mt-main{padding:40px 0 58px}
    #mt-morningtalk .mt-side{grid-template-columns:1fr}
    #mt-morningtalk .mt-form-card{padding:22px}
    #mt-morningtalk .mt-form-grid{grid-template-columns:1fr}
    #mt-morningtalk .mt-span-2{grid-column:auto}
    #mt-morningtalk .mt-submit-row{align-items:stretch;flex-direction:column}
    #mt-morningtalk .mt-submit{width:100%}
    #mt-morningtalk .mt-form-note{max-width:none}
  }

/* V5.2: prominenter Partnerstreifen ausserhalb des dynamischen Hauptmenues */
.mt-bank-partner-strip{
  width:100%;
  background:#fff;
  border-bottom:1px solid #dce5ed;
  box-shadow:0 8px 22px rgba(9,47,85,.045);
}
.mt-bank-partner-inner{
  width:min(1180px,calc(100% - 36px));
  min-height:132px;
  margin:0 auto;
  padding:22px 0 20px;
  display:flex;
  flex-direction:column;
  align-items:center;
  justify-content:center;
  gap:7px;
  text-align:center;
}
.mt-bank-partner-label{
  color:#66778a;
  text-transform:uppercase;
  letter-spacing:.13em;
  font-size:.72rem;
  line-height:1.2;
  font-weight:850;
}
.mt-bank-partner-logo{
  display:block;
  width:min(320px,78vw);
  height:auto;
  max-height:92px;
  object-fit:contain;
}

@media(max-width:680px){
  .mt-bank-partner-inner{
    width:min(100% - 24px,1180px);
    min-height:108px;
    padding:17px 0 16px;
  }
  .mt-bank-partner-logo{width:min(260px,82vw);max-height:76px}
}

/* V5: Ablaufplan */
#mt-morningtalk .mt-program-section{
  padding:52px 0 10px;
  background:#fff;
}
#mt-morningtalk .mt-program-head{
  display:flex;
  align-items:end;
  justify-content:space-between;
  gap:28px;
  margin-bottom:22px;
}
#mt-morningtalk .mt-program-head h2{
  margin:0;
  color:var(--mt-navy);
  font-size:clamp(1.65rem,3vw,2.35rem);
  line-height:1.15;
}
#mt-morningtalk .mt-program-head p{
  margin:0;
  max-width:430px;
  color:var(--mt-muted);
  text-align:right;
}
#mt-morningtalk .mt-program-list{
  overflow:hidden;
  border:1px solid var(--mt-line);
  border-radius:18px;
  background:#fff;
  box-shadow:0 7px 25px rgba(9,47,85,.045);
}
#mt-morningtalk .mt-program-item{
  display:grid;
  grid-template-columns:125px minmax(0,1fr);
  gap:22px;
  align-items:center;
  min-height:58px;
  padding:13px 22px;
  border-top:1px solid #e8eef3;
}
#mt-morningtalk .mt-program-item:first-child{border-top:0}
#mt-morningtalk .mt-program-item time{
  color:var(--mt-blue);
  font-size:.9rem;
  font-weight:850;
  white-space:nowrap;
}
#mt-morningtalk .mt-program-item>div{
  color:#30485d;
  font-weight:700;
  line-height:1.45;
}
#mt-morningtalk .mt-program-item.is-highlight{
  background:#eef5fb;
  box-shadow:inset 4px 0 0 var(--mt-blue);
}
#mt-morningtalk .mt-program-item.is-highlight time,
#mt-morningtalk .mt-program-item.is-highlight>div{
  color:var(--mt-navy);
  font-weight:900;
}

@media(max-width:1120px){
}
@media(max-width:820px){
  #mt-morningtalk .mt-program-head{align-items:flex-start;flex-direction:column;gap:8px}
  #mt-morningtalk .mt-program-head p{text-align:left}
}
@media(max-width:560px){
  #mt-morningtalk .mt-program-item{grid-template-columns:96px minmax(0,1fr);gap:12px;padding:12px 15px}
}